DCA
Dollar-Cost Averaging Calculator
Set a recurring contribution and see the projected balance after years of compounding.
Projected balance
$260,463
You contributed
$120,000
Investment growth
$140,463
FAQ
What is dollar-cost averaging?
Dollar-cost averaging means investing a fixed dollar amount on a regular schedule regardless of price. When prices are low, you buy more shares; when high, fewer.
Does DCA beat lump-sum investing?
Usually no, mathematically. Markets rise about 75% of years, so investing a lump sum upfront tends to outperform DCA on average. DCA wins on psychology and during sustained downturns.